01 How ClosingCash works
Start with the Loan Estimate you already have. ClosingCash shows you what may be shoppable, searches for lower provider pricing, and brings the comparison together. You decide whether to use it.
Start My Free Savings ScanFrom estimate to final savings
02 The four stages
Find the opportunity
Your Free Savings Scan identifies the Section C services that may be shoppable, shows the amounts listed, and estimates what shopping could save.
What you get
A quick read on whether the opportunity may be worth pursuing.
Search for lower pricing
Tell us to continue and ClosingCash will contact matching eligible providers, collect pricing, and review the submitted quote details. When a lender check is required, we send the information needed for that review.
What you get
A transaction-specific comparison when one or more choices qualify.
Compare and choose
Review the provider price, expected difference from your Loan Estimate, and important quote terms. Choose the $79 Access Service to handle the change yourself, or the $299 Concierge Service for additional coordination.
What you get
A clear choice between self-service Access and added coordination through Concierge.
Confirm the result
When your Closing Disclosure is ready, ClosingCash compares the matching final charges with the earlier amounts and prepares your Final Savings Summary.
What you get
A summary based on the final charges shown at closing.
03 What the numbers mean
An initial range based on the eligible charges shown on your Loan Estimate.
The difference between a matching Loan Estimate amount and a qualified provider's price.
The difference confirmed from the matching charges on your Closing Disclosure. When showing what the buyer keeps, the ClosingCash fee must also be included.
04 Illustrative example
Suppose a Free Savings Scan estimates a savings range of $365 to $860. Later, pricing for two eligible services comes to $1,175, compared with $1,625 on the Loan Estimate. That creates a $450 gross provider price difference before the ClosingCash fee and any change in final charges.
Loan Estimate
$1,625
Provider pricing
$1,175
Gross provider price difference
$450
What happens next
If the choice qualifies, select the $79 Access Service or the $299 Concierge Service.
05 The decision stays with you
See whether your Loan Estimate shows an opportunity worth exploring.
If a provider choice qualifies, compare its pricing and important quote details.
Use Access Service to handle the change yourself, or Concierge Service for additional coordination.
Use the final Closing Disclosure charges to calculate final savings.
Ready to take a look?