01 For buyers
Lower your closing costs without taking on another project.
You have a mortgage to manage, deadlines to meet, and a move to plan. Calling title and settlement providers probably is not high on your list.
Start with your Loan Estimate. ClosingCash shows you where to look, searches for lower provider pricing, and puts the comparison in one place.
Start My Free Savings ScanYour numbers, clearly compared
choice
02 The opportunity
Your Loan Estimate may include costs you can shop.
Some charges are set by your lender or government requirements. Others pay for third-party services that you may be allowed to shop.
On a standard Loan Estimate, those services appear in Section C under Services You Can Shop For.
The listed amounts are estimates. Another provider may charge less, but most buyers do not have the time or context to find out.
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03 What ClosingCash takes off your plate
Finding providers
We look for eligible providers that match the service and location.
Gathering comparable prices
We request pricing for your closing and review what each quote includes.
Organizing the decision
We put the price difference, quote terms, and required status information in one place. You decide what to do with it.
You do not need to become a closing-cost expert. That is the point.
04 Start free
Is shopping your closing costs worth it?
Your Free Savings Scan identifies the services you may be able to shop, shows the amounts on your Loan Estimate, and gives you an estimated savings range.
If it looks worthwhile, you can tell ClosingCash to search for lower pricing. Provider availability and savings vary by closing.
Start My Free Savings ScanWhen pricing is available
See more than a low number.
ClosingCash reviews each submitted quote and the status needed under the comparison methodology before calling it a qualified provider choice.
Amount on your Loan Estimate
Provider price
Expected price difference
Required lender status
Important quote terms and expiration
05 Choose your level of support
Take the information and handle the change, or get more coordination.
Access Service: $79
Get the names and contact details for qualified provider choices, along with the organized comparison.
Handle the change yourself
You select a provider and coordinate the change with your closing team.
Concierge Service: $299
Get additional help coordinating provider and lender details through the ClosingCash workflow.
Keep the final choice
ClosingCash organizes the information. You still decide which provider, if any, to use.
06 When to start
Start when your Loan Estimate arrives.
That gives you more time to compare pricing and deal with any provider or lender requirements before the closing timeline gets tight.
After the final numbers arrive
Use your Closing Disclosure to confirm the result.
Once the Closing Disclosure is available, ClosingCash can compare the final charges with the earlier amounts and prepare your Final Savings Summary.
See How It WorksYour information
You should not have to send your Loan Estimate to every provider just to compare prices.
The normal Savings Scan reads the document on your device. Providers receive the information used to evaluate the service, not automatic access to your identity or source Loan Estimate.
Learn About Trust & Security07 Common questions
What buyers want to know before they shop.
Can I really shop some of my closing costs?
Yes. A standard Loan Estimate includes a section called Services You Can Shop For. The services shown depend on your loan and closing. ClosingCash focuses on those eligible services.
Do I have to use a provider ClosingCash finds?
No. You decide whether to change providers and which provider, if any, to use.
Will shopping change my mortgage lender?
No. ClosingCash works with eligible closing services. It does not replace your mortgage lender or change who is providing your loan.
Does a lower price mean I can automatically use that provider?
Not always. A provider may still need to meet requirements for your closing. ClosingCash reviews the required status before presenting a choice as qualified.
Does ClosingCash guarantee that I will save money?
No. Provider availability, prices, lender requirements, and final charges vary. The Free Savings Scan begins with an estimate. Final savings can be calculated only after the matching Closing Disclosure charges are available.
What do I receive with the $79 Access Service?
You receive the names and contact details for qualified provider choices, plus the organized comparison, lender status, quote details, and self-service selection tools. Provider choices that qualify later for the same closing are included without another Access Service fee.
What does the $299 Concierge Service add?
Concierge adds coordination with the provider and your lender or bank through the ClosingCash workflow. You keep the final provider choice.
Take one thing off your homebuying list
Make the provider search easier.
Start with your Loan Estimate and see whether there is a simpler way to lower the costs you can shop.
Start My Free Savings Scan